Phil concluded not to go home at once, but to allow a little time for the storm to spend its force after Jonas had told his story. So he delayed half an hour and then walked slowly up to the side door. He opened the door, brushed off the snow from his boots with the broom that stood behind the door, and opening the inner door, stepped into the kitchen.

It is rather amusing to see how soon the cheapest clerk talks of "us," quietly identifying himself with the firm that employs him. Not that I object to it. Often it implies a personal interest in the success and prosperity of the firm, which makes a clerk more valuable. This was not, however, the case with G. Washington Wilbur, the young man who was now conversing with Phil, as will presently appear.

Horatio Alger, Jr. (1834-99) was a prolific writer of dime novel stories for boys. From the debut of his first novel, Ragged Dick, in 1867, Alger was instrumental in establishing a new genre of dime novels known as the 'city story.' The genre arose out of the wide-spread urbanization that followed the Civil War and paralleled the rise of industrialism. Alger's stories heroicized the young street urchins living in poverty among large, urban centers such as New York, Boston, and Philadelphia. With uncommon courage and moral fortitude, Alger's youths struggle against adversity to achieve great wealth and acclaim. These rags to riches stories were enormously popular with the public and flourished in the decades from 1870 to 1890.