富翁们的10大成功基因

There is one secret that almost every rich person knows. This secret is very important because it’s the reason they are rich in the first place. This big secret can be summed up in the words of the mighty Aristotle: “We are what we repeatedly do. Excellence, then, is not an act, but a habit.”

几乎所有富翁间都有个不言而喻的秘诀。这个秘诀至关重要，因为它是让他们先人一步发迹的因素。我们可以借用伟大的亚里士多德的一句话来概括：“重复的行为造就了我们。因而，卓越不是一种举动，而是一种习惯。”

Rich people have gone through the painful process of forming rich people’s habits, and you can become financially prosperous as well if you make up your mind to do the same. Together, let’s examine 10 habits of the richest people in the world to help you make up your mind to make these habits yours, too.

富人历经了痛苦的磨砺才养成了富人特有的习惯，只要你坚定地追随他们的步伐，你也能够富贵荣华。让我们一起来观摩世上最富有的人都有哪10种习惯，以便日后坚定方向养成同样的习惯。

1. They are goal setters

他们树立目标

Rich people set goals that make them rich. People don’t become rich by accident. Rich people are very deliberate: they set goals to become rich and they eventually achieve those goals. The act of goal setting itself is a very rewarding exercise because it helps you to see and feel the money you want to have even before you get it.

富人会设定能让自己富有的目标。世间没有飞来横财。富人都很深思熟虑：他们树立挣钱的目标，最后都能实现目标。树立目标实则是个很具收获性的行为，因为它能助你在成功前看清并体验到你所需要的金钱。

2. They focus on one thing at a time

他们心无旁骛

A laser beam can cut through very hard objects—it can cut through almost anything, in fact—and this is because of its unusual ability to concentrate all its power on a particular spot on the object until it begins to melt. Rich people are usually like laser beams. They set outrageous goals, but they stay focused on that one goal, directing all their activities and efforts towards achieving that goal until they accomplish it. Average Joes, on the other hand, often have no focus; they just tend to do whatever comes their way and take whatever life hands them. If you want to be rich, be goal oriented and stay focused.

激光束可以切割非常坚硬的物体，几乎所有物体，其实这是因为它具有非比寻常的凝聚力能将其能量集中释放在物体的一点上，直至物体融化。富人就好似激光束。他们树立惊人的目标，同时又只专注在这一个目标上，朝着那个目标施展浑身解数直到实现为止。另一方面，普通人往往就没有如此专注；他们只是随遇而安地做一些生活交予的他们的事情。如果你想成为富人，那就朝着目标，专心致志地做。

3. They have great respect for time

他们极度重视时间

Brian Tracy said that rich people think in terms of what they earn hourly rather than monthly or annually. Because they think hourly, whenever they are spending time on unproductive activities, they think about how much they are losing with every passing moment. Rich people don’t spend too much time on social media or watching TV. They work around the clock and cannot afford to waste any minute of their day.

博恩.崔西说过有钱人是以小时来衡量收入，而非以月或年来作单位。因为他们每时每刻都在思考，当时间被浪费在无所谓的活动上时，他们就会计算那些时刻里所流失的金钱。富人不会把大量的时间花在社交媒体或电视上。只会紧紧地跟着时间跑，深怕浪费了一分一秒。

4. They spend less than they earn

他们的支出少于收入

As simple as this may seem, it is the secret to getting wealthy: always spend less than you earn. The problem with poor-thinking people is they increase their expenses as their income increases. They buy better cars, bigger houses and they remain poor or average. Think about this in terms of percentage; if you want to be rich then follow the motto, “Save 10% of whatever you earn.” But be smart about it. As Warren Buffet said: “Do not save what is left after spending, but spend what is left after saving.” I also advise that you work with a budget and that you keep an income and expenditure statement.

这条很很浅显易懂，也是富裕的秘诀之一：支出永远少于收入。目光短浅之人的通病就是他们的开销会随着收入的升高而升高。买好车，换大房，结果依然穷且普通。何不借助百分比来思考问题；如果你想富裕那就遵从下面的那句箴言，“无论什么收入都要存下10%”。但也要聪明应用。正如沃伦.巴菲特所说：“不要用钱之后才存钱，而要存了钱才用钱。”我也建议你做一下预算并且列个收入和花费清单。

5. They work very hard

他们工作非常努力

Except for people who inherited great riches, I have not seen any lazy rich person. Rich people work very hard and they also work constantly. People that work hard can’t be behind, they are always on top of their profession whether they are business people, self-employed, or even employees. They always do things that ordinary people cannot do.

除了那些巨额继承者们，我还没见过哪个富人是懒惰的。他们通常都非常努力并且不曾停止。你只要努力了就不会落于人后，只会站在行业的尖端，无论是商人、员工还是老板。这些人的所作所为往往是一般人无法企及的。

6. They continually learn and grow

他们不断地学习、进步

The more you know is the more you earn. Your learning power determines your earning power. As much as it is important to work hard, hard work alone will not make you rich. Before money can be earned, value must be given in return, and the only way to add more value to your clients is by first adding more value to yourself. This can only be done through continuous learning. Make up your mind to develop new skills and gain more experience every day.

你知道的越多挣的也就越多。你的学习能力决定了生财能力。其重要性等同于努力工作，而单单努力工作还远远不够。要挣别人的钱，就必须给别人看到产品的价值，而在客户面前唯一能提升产品价值的方式就是提升你自身的价值。这唯有不断地学习才能办到。下决心去学习一门新技能并且每天都累积点经验吧。

7. They keep rich company

他们与富人为友

Rich people don’t have poor friends. As the old saying goes, “Show me your friends and I will tell you who you are.” Let me tell you something: you may not have so much money right now, but as long as you keep walking with rich people or those with the potential to become rich, you will someday become very rich yourself.

富人没有穷朋友。正如那句老话“看了你的朋友我就能知道你的底牌。”容我告诉你：也许现在你没什么钱，但只要你与富人或者准富人同行，某天你也会成为富人。

8. They are persistent

他们坚韧不拔

Rich people don’t give up. About 90% of rich people today did not become rich the way they originally thought or intended. They tried, they failed, and they rose up again many times before they eventually succeeded. You may lose a lot of money in the process, but you’ll keep getting better by learning from your mistakes and experiences until you get the financial independence you desire.

富人不会轻言放弃。约有90%的富人当初都没有成为设想或打算的那样有钱。他们不断尝试，又不断失败，在取得最后的成功前跌倒又站起了无数次。也许你会在过程中失去一大笔钱，但你会从失败中汲取经验，变得越来越好，直到取得理想的经济成果。

9. They take calculated risks

他们敢于冒把握之中的险

Rich people are fond of taking risks. Once they decide they want to get something, they will give whatever it takes to get it, even if it means risking their lives sometimes. If you want to become rich, don’t be afraid of taking risks. Be bold and courageous, but also be calculative. Know what each decision will cost you and never put all your eggs in one basket.

富人喜欢冒险。他们一旦决定去争取某样东西，就会义无返顾地去做，即使那有生命危险也无所谓。如果你想变得富裕，就不要害怕风险。有勇，也要有谋。清楚每个决定背后的代价，不要孤注一掷。

10. They are generous

他们慷慨大方

Rich people are very generous. If you look at the lives of the richest people in modern history, you will discover that a lot of them are great philanthropists: people like Rockefeller, Andrew Carnegie, Bill Gates, Carlos Slim, to name a few. Make giving one of your habits today and you will become very rich someday, too

富人非常慷慨。如果你关注了当代富人们的生活，就会发现其中多数都是伟大的慈善家：像洛克菲洛，安德鲁.卡耐基，比尔.盖茨，卡洛斯.斯利姆等人，其他还有许多。今日慷慨的你，有朝一日也将腰缠万贯。