教你如何达成周游世界的梦想
How You Can Afford To Travel The World
After traveling to over 40 countries and learning valuable ways to travel hack, I have learned one important rule: you do not need a lot of money (or have a high-paying job) to travel. Many people are hesitant to travel, and hold themselves back from possibly some of the most epic adventures because they think that they can’t afford the costs of traveling the world. With a few simple rules and tips it can be entirely possible to travel short or long term with little income.
走过40多个国家，了解了很多有用的旅行省钱攻略，我得出一条重要的规率：旅行不需要有很多钱（或是要有一份高薪的工作），许多人在旅行的这件事上都很犹豫，因为听说了众多冒险故事中的那么几个就不再坚持了，因为他们觉得他们没有足够的钱用来周游世界。在旅途中使用些小技巧，即使没有钱也完全可以来一次长期的或是短期的旅行。
In any case, if you’re going to travel the world, you’re going to need realistic financial planning. How much are you going to save? What is the minimum you will need to get you where you want to go without starving or feeling stranded? How do your finances look for when you return home? These are all essential questions to have thought out before one departs on a long trip, and the following guidelines can help you get set to afford to travel.
在任何情况下，只要你打算周游世界，你就得做些很实在的存钱计划。你打算存多少？去想去的地方旅行最少需要多少？返程需要多少？在动身前看看这些最基本的问题，遵守以下的这些旅游攻略能让你有能力负担旅游的费用。
Set a Travel Goal 设立旅游目标
First and foremost, create a travel goal and stick to it. By mapping out what your expectations are for your trip, it’s more likely that you will work towards it on a daily basis. Think about the length of the trip and the type of experiences you hope to gain. For instance, a goal can be to backpack through South America for three months on a $1,000 per month budget, or to live in an eco-village in India for several months. With your travel baseline goals outlined, it’s easier to plan for what needs to be done to get there.
首先，设立旅行的目的地，并坚持下来。标出你最期待的旅行，把目标分到每一天会更容易实现。弄清旅行的路程，了解你需要的经验。例如，每月1000美元的旅游资金在南美就可以背包旅行三个月，或者也可以在印度的生态村住上几个月。在网上搜搜你的旅游路线，更有助于你为到达那里做些必要的准备。
Start a Travel Fund 存旅游基金
Unless you plan to use prior savings, you’re going to have to save some cash to pay for your travels. Even if you only put $200 into a travel fund every month, that’s $2,400 you will have saved up in one year. On top of that, anytime you come across extra cash, put it into your travel fund. The more you’re able to contribute to the fund, the more you will be able to stretch out your budget and ultimately make your trip more flexible and enjoyable. This takes financial responsibility, and by making a commitment to yourself to not tap into those savings you will reach your goal sooner.
如果你没打算动用你的紧急资金，就需要为你的旅行存钱。即使你每个月只存200美元，一年下来也会存2400美元。另外，要是你有时有闲钱，那也存进去吧。你存的越多，能支配的资金就会更多，旅途就可以更自由更享受。在旅途时可以支付这些费用，而不是让自己去动用那些本打算用于其他目的的钱。
Get Your Finances in Order 妥善管理资金
A couple of months before you are due to travel, make sure to get every single one of your finances in order so that you are not accumulating late fees or paying for things you simply don’t need while you’re abroad. Call your car insurance company to let them know you won’t be driving your car and have them freeze your account until you return. If you don’t plan to use your cell phone on your trip, you can ask your service provider to also freeze your account until you return so you’re not paying for a monthly plan that you will not be using. This goes for wireless internet as well. For student loans or other bills you can’t get around paying, make sure to have enough money in your bank account to continue to pay them. Make sure you can log in and pay all of your bills online using a credit card, or set up auto-pay if you think you might not have access to the internet for extended periods of time.
出发前的几个月弄清你所付的每一笔费用，出去旅游后你就不必额外为那些你没使用服务付钱。打电话给汽车保险公司，告诉他们近期你都不会用车，请他们冻结你的账户，待你回来后再使用。旅游时要是你也不打算用电话，那也打电话给服务商让他们冻结你的号码，回来后再启用。这样做完后，你就不必每个月为你本没使用的服务付钱。对无线网也可以这样暂停。像学生贷款以及那些你绕不开要付的费用，确保你的银行账户里有足够的钱来继续支付这些钱。一定要保证你能在网上用信用卡登陆支付你所有的费用，要是你认为在接下来的几个月你没法上网，你也可以设置自动支付的方式。
Take Advantage of Credit Card Sign-up Bonuses 利用信用卡可以支付分红的优势
The single most expensive portion of your travels is likely to be your plane ticket. One of the most valuable travel hacking tricks I have picked up over the last couple of years is signing up for a co-branded credit card to earn free airline miles. By getting a new card or two each year I have been able to cover almost all of my flights using airline miles earned from the sign-up bonuses offered with the cards.
机票可能就是你在旅途中付钱最多的部分，经过几年的旅行后我得出最有用的旅游省钱技巧就是：用那种与航空公司合作的信用卡公司发行的信用卡去买机票赚航行里程数。每年用一两张卡买机票赚的里程数几乎就已经足够我所要飞行的里程数。
Many travel rewards credit cards have a sign-up bonus of 50,000 points, which is enough for a free, round-trip flight to almost anywhere in the world. When you sign up for a credit card that does have a bonus, you usually have up 90 days to meet a minimum spend requirement, which can be $1,000 to $3,000. The minimum spend is easier to meet than you’d think, and on Well Traveled Mile there are a lot of creative suggestions on how to do it. By earning rewards points you can easily save $1,200 on a trip by not paying for an airfare.
有很多旅行信用卡购买机票都可以集5000个点，这就已经足够你免费飞到世界的任何一个地方了。办理了一张有红利的信用卡，通常会有90天内的最低消费，那可能是1000——3000美元，完成这个最低消费往往比你认为的要容易,怎样挣更丰厚的里程数还有很多好的建议。在一段旅途中，利用返回来的点你可以不必付任何航空费，很轻松的节约1200美元。
Cut Back on Conveniences 少买便利品
It’s true, we all love our conveniences and luxuries, but if you cut out many of those you will save more money than you would think. Sure, watching shows on demand is great, but in the age of the internet there is really no reason to pay for expensive television programming, especially if you’re looking for ways to afford to travel the world. Instead of buying a $3 cup of coffee, make it at home. Live close to work? Then save money on gas and ride your bike or take the bus to work. Think about all the small, daily expenses you could live without, then do it.
事实上，我们都喜欢奢侈品和便利品，但是少买些奢侈品和便利品节约的钱会比你预计的要多。当然，点播节目很好看，但是在网络盛行的时代，真的就没必要为电视节目付高额费用，又尤其是你正在为周游世界存钱的时候。与其在咖啡店喝3美元一杯的咖啡，还不如自己在家里煮咖啡喝。住的地方要选在公司近的地方？要是你骑自行车或是搭公车上班还可以省下一笔油钱。想想那些是你可以在日常生活上不用花的钱，存起来。
Cutting back on these expenses will save you more money than you’d think, and once you realize how much money you’ve been spending it will be easier to fight the urge to spend when it’s not needed.
削减这些开销省下来的钱比你预计的要多。意识到你已经花了多少，会更有助于你在不必花钱的时候克制住自己。
Research Alternative Accommodations 多做些关于食宿的调查
The bottom line is that in today’s well-traveled world, anywhere you travel to you’re likely to find an affordable hostel and they’re usually clean and well kept. By staying at a hostel you can easily find fun and safe accommodation for $10–$15 a night. My favorite sites are Hostelbookers and Hostelworld. It pays to compare prices for the same hostel, and you can often save a few bucks by booking through the cheaper website. Couchsurfing is another option available and provides free accommodation for travelers who create an online profile and request a couch. The benefit of Couchsurfing is that it offers users the chance to have a local experience with their host.
当下，享受旅行能接受的底线就是：在旅行的地方能找到住宿价格可以接受的旅店，旅店最好要干净整洁。在旅店网可以找到一些只需10——15美元一个晚上的那种经济又实惠型旅店。廉价旅店预定平台和廉价旅店预定网。在这种住宿价格比较便宜的网站订房，可以拿到很实惠的价格，也能省下不少钱。拼沙发也是另一种不错的选择——房主为那些在网上贴出想拼沙发的游客免费提供食宿。拼沙发的一个好处就是：外地游客可以从房东那里了解更多有关当地的风俗情况。
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